Retirement Drawdown Calculator UK

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How long will my retirement pot last?
Model withdrawal rates, growth and State Pension timing — drawdown calculator

Whether you're already retired or modelling early retirement (FIRE), this tool shows how long a pot lasts under different withdrawal rates, growth assumptions, and State Pension scenarios. Enter your numbers and use the scenario buttons to stress-test the plan.

Your Retirement Pot
£
£
£
🔀 Model a scenario
📐 Methodology: Growth rate is applied net of inflation (real return). Withdrawals are in today's money. State Pension reduces required drawdown from the pot from the year it begins.
Pot lasts until age
Years of income
Total State Pension received
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