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Emergency Fund Calculator
Find the number that lets you sleep at night

Your emergency fund is the foundation everything else is built on. Without it, any unexpected cost — a car repair, a boiler, a job gap — can derail savings plans, force debt, or generate serious financial stress. This tool tells you the exact target and how long it takes to get there.

Your Expenses & Savings
£
£
£
Target Emergency Fund
£0
Shortfall / Surplus
£0
Months to Fully Fund
Funded By
Currently funded0%
What to calculate next
🏦 Where should you keep your emergency fund? Our Savings Finder will show you the best easy access accounts — so your money is safe and earning interest. →