Affordability Calculator
Get a realistic sense of what lenders might offer you
A lender's maximum offer and what you can comfortably afford are two different numbers. This tool shows you the upper end of what you could borrow — and stress-tests it at higher rates so you understand the risk if your mortgage comes up for renewal in a higher-rate environment.
Income & Deposit
£
£
£
Maximum Property Price
£0
Maximum Loan
£0
£0Est. Monthly Payment
£0Stress-Tested at +3%
0%Deposit as % of Max Price
£0Combined Income
⚠️This is an estimate based on income multiples. Lenders also review credit score, outgoings, and existing debt. A broker can confirm your exact figure.