We use analytics cookies
to understand how people use BritSavvy so we can improve it. We never see your calculator inputs.
Privacy Policy
Decline
Accept analytics
Brit
Savvy
Guides
Calculators
Savings Finder
All Tools →
Home
›
Calculators
› Salary Sacrifice Optimiser UK
Salary Sacrifice Optimiser UK
⚙️
Could salary sacrifice save me money?
See your NI saving, take-home impact and long-run pension boost — salary sacrifice calculator
Gross salary (£/yr)
Current sacrifice amount (£/yr)
Additional sacrifice to model (£/yr)
Years to retirement
Assumed investment growth (%/yr)
Employer passes back their NI saving?
Some employers add their NI saving (~15% from April 2025) to your pension — check your scheme
No
Yes
Calculate Savings →
Extra pension pot at retirement
—
Monthly take-home reduction
—
Related calculators
💰 Take-Home Pay
See your exact net salary
🌅 Pension Calculator
Are you on track for retirement?
📋 Budget Planner
Plan your monthly spending
📄 Salary Sacrifice Guide
How it works and who benefits
Related tools:
Take-Home Pay Calculator
Child Benefit Calculator