Stamp Duty Calculator
SDLT (England & N. Ireland) · LBTT (Scotland) · LTT (Wales) — 2025/26
Stamp duty is often one of the biggest costs in a property purchase — and one of the most misunderstood. The rules differ between England, Scotland, and Wales, and the reliefs for first-time buyers and surcharges for additional properties mean the same purchase price can result in very different tax bills depending on your situation.
Property Details
£
Stamp Duty (SDLT) Due
£0
Effective rate: 0%
Total Cash Needed at Completion
£0
Stamp duty + 10% deposit
💡Stamp duty is calculated on a tiered basis — you only pay each rate on the portion of the price within that band.
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Non-UK residents: Since April 2021, buyers who are not UK residents pay an additional 2% SDLT surcharge on top of the rates shown above. This applies in England and Northern Ireland. If you've lived outside the UK for more than 183 days in the 12 months before completion, check GOV.UK for the current residency test. Limited companies buying residential property also face the 3% additional dwelling supplement (no first-time buyer relief) and may face the 15% flat rate if buying above £500,000 — both are outside the scope of this calculator.